Part 2 of the Home Buying series workshop.

Topics:

- What is a mortgage and the different types available

- Terminology (Down payment, amortization, interest, principal, fixed & variable interest rates, equity line)

- A mortgage broker and the major banks: Who is doing what?

- Should you shop for rate or terms?

- The pre-approval process and how to prepare your credit rating in advance

- The Mortgage Act: Your rights and responsibilities

- Mortgage Renewals– Don’t just sign them!

- Other costs and factors to consider (mortgage term insurance vs life insurance, recent changes…etc)

- Resources available/ Questions & Answers

Speaker: Omer Quenneville - Real Estate & Mortgage Broker, Real Estate Homeward

You *may* just save thousands by attending this !

Space is limited. For more information or to register, please contact: 416-393-7746 or email: steo@ciclsp.ca